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What are the common rates For Loan?
Being unsecured loans, personal loans have a higher interest rate than those on secured home and car loans.
- At present, many leading banks and NBFCs offer such loans at interest rates of as low as 11.49%. However, the rate applicable to a borrower is contingent on key factors including credit score, income level, loan amount and tenure, previous relationship (savings account, loans or credit cards) with the lender, etc.